All You Need to Know About MIway Car Insurance

MiWay Car Insurance was the very first South African-owned direct insurer to provide the sale and administration of short term motor insurance online. MiWay was established in 2021 as a joint venture between Santam, Sanlam & PSG. The company is well-known for its pioneering work in e-commerce, internet marketing, mobile telephony, insurance, retailing and its unique consumer driven approach.

One of the best ways to save your hard-earned income on vehicle insurance premiums is to buy online. If you are based in the United Kingdom, you can benefit from the many benefits that buying your cover online will have to offer you. You will be able to benefit from the advantages of online comparison shopping, easy comparison and pricing structure, and quick service. You will also be able to enjoy perks such as no claims discount and online activation.

You will find a complete range of coverage to choose from to protect you and your vehicle from any misfortune. You can choose to choose the basic coverage, the most comprehensive cover supplies, or the third party only cover. You will also get an option to add comprehensive and collision cover supplies to your list of features, which will be useful if, in case, your vehicle gets damaged beyond repair. In addition, you can also decide how much of your premium you would like to allocate towards extras. Such extras include roadside assistance and emergency assistance services, which are useful if you are a frequent driver.

When it comes to driving your vehicle, you must be aware that your driving record will play a major role on how much you will pay for your premium. If you are a good driver with no previous car accidents or wrecks, you will be able to secure a low-cost plan that offers comprehensive and collision cover. However, if you have made several claims against insurance providers in the past few years, or if you are found to be driving unsafe on the road, you will be expected to pay a higher premium for your MIway car insurance. This is because your risk level has increased.

Comprehensive and collision vehicle insurance cover, as well as roadside assistance, are optional additions to your standard policy and you will not have to make a choice between them. Comprehensive coverage, as the name suggests, covers for damages to your vehicle that are not the result of an accident or theft. This includes damage caused by fire, floods, hail, wind and smoke.

Roadside assistance is also available for those drivers who prefer it. It gives you peace of mind knowing that they will always be ready to help a fellow driver who needs assistance pulling over a stranded vehicle or finding a way to their destination. With this in mind, most insurers also include emergency assistance services as part of their premium packages. These services come in handy when you are stranded due to weather conditions like snow and ice, or are driving through a blizzard. If you include these services as part of your insurance policy, your premiums will be lower.